Making Sleep Consulting Affordable for ALL families

As a parent, you want the best for your little one—especially when it comes to sleep. I also understand that investing in sleep consulting services can feel like a big financial commitment (and it is). The good news? There are several flexible payment options that can make working with a pediatric sleep consultant more budget-friendly.

In this post, we’ll walk through four ways to make paying for sleep support easier: payment plans, Buy Now Pay Later (BNPL) services, choosing a budget friendly support plan, and using HSA/FSA accounts.

1. Payment Plans: Spreading the Cost Over Time

Many pediatric sleep consultants (myself included!) offer payment plans to break up the cost into smaller, more manageable payments. This can be a great option if paying in full upfront isn’t ideal for your budget.

How it works:

The total cost of your sleep package is divided into two or more payments.
You make your first payment at booking and then continue payments according to an agreed schedule.
No need to apply or get credit approval—just choose a plan that fits your budget.
Typically, I require at least 2/3 payment before starting the work with the remaining 1/3 payment due within 1 week of starting the work.

Who it's best for: Parents who want a predictable payment schedule without the hassle of a third-party lender.

2. Buy Now, Pay Later (BNPL) Services

If you prefer even more flexibility, BNPL options like Afterpay might be the right choice. These services allow you to get sleep support now while making payments over time.

How it works:

The total cost is split into four interest-free payments (or sometimes monthly payments with interest, depending on the provider).
Payments are automatically deducted from your account.

Who it's best for: Parents who prefer automated payments and want to spread out the cost over a few months and who are ready to get started now and don't want to wait for payment plan fine print.

DID YOU KNOW: I do accept AfterPay as a BNPL option! The links on my website listed under “Buy Now” offer this as a payment option.

3. Choose a Budget-Friendly Support Plan

I offer different levels of sleep support to fit a variety of needs and budgets. Whether you're looking for a full sleep coaching package or just need a one-time troubleshooting call, there are options to help you find the right level of support at a price that works for you.

Some options may include:

A DIY personalized plan for families who need quick guidance.
Downloadable digital guides that allow you to learn at your own pace.
A Mini Plan that allows me to support you digitally with tailored recommendations based on your child’s unique data.

The it’s best for: Parents who need a personalized touch to solving their child’s sleep challenges and who can handle directions well taking on a more DIY approach.

4. Using HSA/FSA Funds for Sleep Consulting

Did you know that your Health Savings Account (HSA) or Flexible Spending Account (FSA) might cover sleep consulting services? If your plan allows, this can be a great way to pay for sleep support using pre-tax dollars!

How it works:

Some HSA/FSA plans cover sleep consulting as sleep deprivation treatment, especially if recommended by a doctor.
You use your HSA/FSA card directly or submit a reimbursement claim.
My invoices have language on them that you can submit as documentation to support your claim.

Who it's best for: Parents who have HSA/FSA funds available and want to use pre-tax dollars for sleep support.

🔹 Tip: Check with your HSA/FSA provider to confirm eligibility before booking! FSA accounts may need a doctor referral - please check with your medical provider to obtain this.

Investing in Better Sleep Is Worth It

Sleep struggles can affect the whole family, and getting the right support can be truly life-changing. That’s why I’m committed to making sleep consulting accessible to families by offering flexible payment options.

If cost has been holding you back, let’s chat! I’d love to help you find the best payment option so you can get the support you need—without financial stress. In approximately 2 weeks, it will be completely worth it!